What fees am I charged?





Origination Fee

0% - 8% of the target amount

One time

This is a one-time, non-refundable fee that will be deducted from the loan proceeds before they are delivered to the borrower.

Late Payment Fee

Greater of $35 or 5% of past due amount

Per occurrence

If a borrower fails to pay us the full amount of any monthly payment within 10 calendar days of its due date we may charge a late fee in an amount equal to $35 or 5% of past due amount.

ACH Return or

Check Refund Fee


Per occurrence

We will charge this fee if bank transfers (ACH) or checks are returned or fail due to insufficient funds in your account or for any other reason. Each attempt to collect a payment is considered a separate transaction, so an unsuccessful payment fee will be assessed for each failed attempt. The bank that holds your designated account may assess its own fee in addition to the fee we assess.

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